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Oct 25, 20231 min read
What happens when your fixed rate term ends
Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and...
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Apr 29, 20222 min read
How offset accounts and redraw facilities can save you money
Redraw facilities and offset accounts work in a similar way – they both effectively allow you to reduce the balance of your home loan,...
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Sep 7, 20202 min read
Come prepared: your home loan application guide
Take the stress out of applying for a home loan with a little preparation. Here are a few things you can expect to encounter when seeking...
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Jul 30, 20202 min read
What is Lenders Mortgage Insurance (LMI)?
Not to be confused with mortgage protection insurance (which is designed to protect the borrower), LMI is insurance that covers the...
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Jun 9, 20203 min read
Take control of your budget
Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s...
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May 25, 20205 min read
Pre-tax time checklist for property investors
Tax time is approaching again! Was that a groan? We understand. If you’re like most property investors, trawling through receipt upon...
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May 7, 20202 min read
Fixed rate loans - the ins and outs
With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on...
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Apr 16, 20202 min read
Working from home: Set yourself up for success
With the current impact of the COVID-19 pandemic effecting individuals and businesses globally, more and more companies are requiring...
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Mar 3, 20203 min read
To move or improve? Deciding which option is right for you
For most of us, it’s easy to form a sentimental attachment to our home. However, there may come a time when we either outgrow the...
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Jan 9, 20202 min read
Why debt consolidation could help you get over your Christmas spending hangover
Have you just found yourself in Santa’s ‘naughty’ list because of your silly holiday spending? The good news is that I can help you get...
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Dec 12, 20193 min read
FOUR TRAPS TO LOOK OUT FOR AS A FIRST HOME BUYER
Buying your first home is an exciting time! But like any first-timer, it is also easy to make mistakes. As a mortgage broker, I am...
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Dec 12, 20193 min read
Looking for an investment apartment? Tips for finding the right one
Are you looking to get into the property investment scene? Purchasing an investment apartment is often a great place to start. Apartments...
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Nov 14, 20193 min read
Is your credit report healthy?
Did you know there have been important changes to credit reporting in Australia? These changes could impact your ability to take out a...
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Oct 22, 20193 min read
Benefits of downsizing for your next home
If you think downsizing is a step backwards, think again. There are many reasons why downsizing has become a popular choice for...
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Sep 18, 20192 min read
Four signs it may be time to refinance
Do you know what happened after the Reserve Bank cut the cash rate in June and then again in July? Tens of thousands of Aussies took the...
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Sep 18, 20192 min read
How to prepare for the Spring property season.
The busy Spring property season is just around the corner and you know what that means? Whether you’re planning to buy or sell, NOW is...
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Jul 24, 20193 min read
How do your living expenses affect your borrowing power?
You may be surprised to discover that how much you spend on day-to-day living can considerably reduce the amount you are eligible to...
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Jun 12, 20191 min read
The suburbs with the greatest increases and declines
Brisbane’s housing affordability has improved over the most recent quarter due to increasing household incomes rising faster than...
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Jun 12, 20192 min read
Is one phone call really all it takes to secure a lower interest rate?
With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better...
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May 21, 20191 min read
Queensland Property Market Update
According to the REIQ, Queensland owner occupiers are set to enjoy a year of consistent home value rises as our property market continues...
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